.title {
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
	font-size: 22px;
	color: #003366;
	font-weight: bold;
}
.heading {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	color: #333333;
	font-weight: bold;
}
.heading-white {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #FFFFFF;
	font-weight: bold;
}
.heading-black {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	color: #000000;
	font-weight: bold;
}
.txt-white {
	color: #ffffff;
}

a.lnk-white, a.lnk-white:link, a.lnk-white:visited {
	color:#ffffff;
}
a.lnk-white:hover {
	color:#FFFFC8;
}

.txt-black {
	color: #000000;
}
.txt-sml {
	font-family: Tahoma, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;
}
.comment p {
	text-align:justify;
}
.ref td {
	padding-top:0em;
	padding-right:1.5em;
}
.txt-bigred {
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 12px;
	font-weight: bold;
	text-transform: uppercase;
	color: #FF0000;
	text-decoration: none;
}
.txt-tab {
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-transform: uppercase;
	color: #004477;
}
.txt-med {
	font-size: 1.2em;
}
.red {
	color: #990000;
}
.faq-question {
	display: block;
	font-size: 1.0em;
	font-weight: bold;
	letter-spacing: 1px;
	padding: 5px 0;
	margin-top: 1em;
	margin-bottom: 0em; /*both set to zero and padding in header div is used intead to deal with compound ie pc problems */
	color: #008000;
	text-transform: uppercase;
	border-bottom: 1px solid #008000;
	border-top: 1px solid #ccc;
}
/* lists  ------------------------- */

.list01 ul {
	list-style: none;
	margin: 0;
	padding: 0;
}
.list01 a {
	color: #006291;
	text-decoration:none;
}
.list01 a:hover {
	color: #17B4FF;
}
/* top menu ------------------------- */

.mnu-top {
	padding: 0px 10px 0 10px;
	cursor:pointer;
	cursor:hand;
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-transform: uppercase;
	text-align: center;
	color: #ffffff;
}
.mnu-top-on {
	background: #FFFFFF url(images/nav/top-mnu-mo.gif) top left repeat-x;
	padding: 0px 10px 0 10px;
	cursor:pointer;
	cursor:hand;
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-transform: uppercase;
	text-align: center;
	color: #FF0000;
}
/* btm menu ------------------------- */

.mnu-btm {
	padding-left: 10px;
	padding-right: 10px;
	cursor:pointer;
	cursor:hand;
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-transform: uppercase;
	color: #FFFFFF;
}
.mnu-btm-on {
	background: #4E4E4E url(images/nav/btm-mnu-mo.gif) top left repeat-x;
	padding-left: 10px;
	padding-right: 10px;
	cursor:pointer;
	cursor:hand;
	font-family: Tahoma, Geneva, sans-serif;
	font-size: 10px;
	font-weight: bold;
	text-transform: uppercase;
	color: #FFFFC8;
}
/* side menu ------------------------- */

.mnu-side {
	padding-left: 10px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #6699CC;
	cursor:pointer;
	cursor:hand;
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
	font-size: 14px;
	font-weight: normal;
	color: #FFFFFF;
}
.mnu-side-on {
	background: #255F8B;
	padding-left: 10px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #6699CC;
	cursor:pointer;
	cursor:hand;
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
	font-size: 14px;
	font-weight: normal;
	color: #FFFFC8;
}
.mnu-side-hl {
	background: #4A85B0;
	padding-left: 10px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #6699CC;
	cursor:pointer;
	cursor:hand;
	font-family: 'Trebuchet MS', Helvetica, sans-serif;
	font-size: 14px;
	font-weight: normal;
	color: #FFFFFF;
}
/* side menu - Sub ------------------------- */

.mnu-sub {
	padding-left: 20px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFFF;
}
.mnu-sub-on {
	background: #255F8B;
	padding-left: 20px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFC8;
}
/* side menu - Sub - Sub ------------------------- */

.mnu-sub-sub {
	padding-left: 45px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #D2E1EC;
}
.mnu-sub-sub-on {
	background: #255F8B;
	padding-left: 45px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 11px;
	font-weight: normal;
	color: #FFFFC8;
}
/* ------------------------- */

/* side menu - Sub - Sub ------------------------- */

.mnu-sub-sub-sub {
	padding-left: 70px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 9px;
	font-weight: normal;
	color: #FFFFBF;
}
.mnu-sub-sub-sub-on {
	background: #255F8B;
	padding-left: 70px;
	padding-top: 5px;
	padding-bottom: 5px;
	border: 0px;
	border-bottom: 1px dotted #2F5571;
	cursor:pointer;
	cursor:hand;
	font-family: arial, helvetica, sans-serif;
	font-size: 9px;
	font-weight: normal;
	color: #FFFFC8;
}
/* ------------------------- */

.subtitle {
	font-family: tahoma, arial, helvetica;
	font-size: 9pt;
	font-weight: bold;
}
.cent-big {
	font-family: century gothic, arial, helvetica;
	font-size: 12pt;
	font-weight: bold;
	color: white;
}
.cent-med {
	font-family: century gothic, arial, helvetica;
	font-size: 10pt;
	color: white;
}
.faq {
	font-family: tahoma, arial, helvetica;
	font-size: 13pt;
	font-weight: bold;
}
.faq-on {
	background-color: #5F95BC;
	cursor: pointer;
	font-family: tahoma, arial, helvetica;
	font-size: 13pt;
	font-weight: bold;
	color: #FFFFFF;
}
.comment {
	padding-top: 15px;
	padding-bottom: 7px;
	padding-left: 20px;
	border-style: solid;
	border-width: 0px 0px 1px 0px;
	border-color: #E1E1E1;
	font-size: 9pt;
	font-style: italic;
}
.subtitle-blu-ul {
	font-family: tahoma, arial, helvetica;
	font-size: 9pt;
	font-weight: bold;
	;
	color: #003399;
	text-decoration: underline
}
.backbtn {
	background-color: #4F89B5;
	color: #FFFFFF;
	margin-left: 3px;
}
.backbtn-on {
	margin-left: 3px;
	cursor: pointer;
	background-color: #71A0C4;
}
.border-btm {
	padding-top: 10px;
	padding-bottom: 10px;
	border-style: solid;
	border-color: #666666;
	border-width: 0px 0px 0px 0px;
}